▼ 0.50% · 3.625%
HK$3,451
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$109/mo
Today · 4.125%
HK$3,667
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$223/mo
Deposit HK$757K · loan HK$757K · min. income ≈ HK$7,334/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$104/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$214/mo
Deposit HK$757K · loan HK$757K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,796
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,914
−HK$120/mo
Today · 4.125%
HK$4,034
baseline
▲ 0.50% · 4.625%
HK$4,279
+HK$245/mo
Deposit HK$681K · loan HK$832K · min. income ≈ HK$8,068/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$115/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$235/mo
Deposit HK$681K · loan HK$832K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$131/mo
Today · 4.125%
HK$4,401
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$267/mo
Deposit HK$605K · loan HK$908K · min. income ≈ HK$8,802/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$126/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$256/mo
Deposit HK$605K · loan HK$908K · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,626
−HK$141/mo
Today · 4.125%
HK$4,767
baseline
▲ 0.50% · 4.625%
HK$5,057
+HK$290/mo
Deposit HK$530K · loan HK$984K · min. income ≈ HK$9,534/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,991
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,124
−HK$136/mo
Today · 4.125%
HK$5,260
baseline
▲ 0.50% · 4.625%
HK$5,538
+HK$278/mo
Deposit HK$530K · loan HK$984K · min. income ≈ HK$10,520/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$153/mo
Today · 4.125%
HK$5,134
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$312/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$10,268/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$146/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$298/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,337
−HK$164/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,835
+HK$334/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,913
−HK$157/mo
Today · 4.125%
HK$6,070
baseline
▲ 0.50% · 4.625%
HK$6,389
+HK$319/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$12,140/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,693
−HK$174/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$167/mo
Today · 4.125%
HK$6,474
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$341/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$12,948/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$185/mo
Today · 4.125%
HK$6,234
baseline
▲ 0.50% · 4.625%
HK$6,614
+HK$380/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,468/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,526
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$178/mo
Today · 4.125%
HK$6,879
baseline
▲ 0.50% · 4.625%
HK$7,241
+HK$362/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,758/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$196/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$402/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,910
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,095
−HK$188/mo
Today · 4.125%
HK$7,283
baseline
▲ 0.50% · 4.625%
HK$7,667
+HK$384/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,566/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).