▼ 0.50% · 3.625%
HK$4,469
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$141/mo
Today · 4.125%
HK$4,749
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$289/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$9,498/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$135/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$276/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$156/mo
Today · 4.125%
HK$5,224
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$317/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$10,448/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$149/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,068
+HK$304/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,362
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$170/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,045
+HK$346/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,965
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$163/mo
Today · 4.125%
HK$6,288
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$331/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,576/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,990
−HK$183/mo
Today · 4.125%
HK$6,173
baseline
▲ 0.50% · 4.625%
HK$6,549
+HK$376/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,346/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,463
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,636
−HK$176/mo
Today · 4.125%
HK$6,812
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,624/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$197/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$7,053
+HK$405/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,960
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$190/mo
Today · 4.125%
HK$7,336
baseline
▲ 0.50% · 4.625%
HK$7,722
+HK$386/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,672/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,703
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$212/mo
Today · 4.125%
HK$7,123
baseline
▲ 0.50% · 4.625%
HK$7,557
+HK$434/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,246/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,457
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,657
−HK$203/mo
Today · 4.125%
HK$7,860
baseline
▲ 0.50% · 4.625%
HK$8,274
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,720/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,150
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,372
−HK$226/mo
Today · 4.125%
HK$7,598
baseline
▲ 0.50% · 4.625%
HK$8,060
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,196/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,954
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,167
−HK$217/mo
Today · 4.125%
HK$8,384
baseline
▲ 0.50% · 4.625%
HK$8,826
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,768/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,597
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,833
−HK$240/mo
Today · 4.125%
HK$8,073
baseline
▲ 0.50% · 4.625%
HK$8,564
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,146/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,451
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,678
−HK$230/mo
Today · 4.125%
HK$8,908
baseline
▲ 0.50% · 4.625%
HK$9,377
+HK$469/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,816/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,043
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,294
−HK$254/mo
Today · 4.125%
HK$8,548
baseline
▲ 0.50% · 4.625%
HK$9,068
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,096/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,948
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,188
−HK$244/mo
Today · 4.125%
HK$9,432
baseline
▲ 0.50% · 4.625%
HK$9,929
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,864/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).