▼ 0.50% · 3.625%
HK$2,179
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,247
−HK$69/mo
Today · 4.125%
HK$2,316
baseline
▲ 0.50% · 4.625%
HK$2,457
+HK$141/mo
Deposit HK$478K · loan HK$478K · min. income ≈ HK$4,632/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,424
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,489
−HK$66/mo
Today · 4.125%
HK$2,555
baseline
▲ 0.50% · 4.625%
HK$2,690
+HK$135/mo
Deposit HK$478K · loan HK$478K · min. income ≈ HK$5,110/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,397
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,472
−HK$75/mo
Today · 4.125%
HK$2,547
baseline
▲ 0.50% · 4.625%
HK$2,702
+HK$155/mo
Deposit HK$430K · loan HK$526K · min. income ≈ HK$5,094/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,667
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,738
−HK$73/mo
Today · 4.125%
HK$2,811
baseline
▲ 0.50% · 4.625%
HK$2,959
+HK$148/mo
Deposit HK$430K · loan HK$526K · min. income ≈ HK$5,622/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,615
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,696
−HK$83/mo
Today · 4.125%
HK$2,779
baseline
▲ 0.50% · 4.625%
HK$2,948
+HK$169/mo
Deposit HK$382K · loan HK$573K · min. income ≈ HK$5,558/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,909
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,987
−HK$79/mo
Today · 4.125%
HK$3,066
baseline
▲ 0.50% · 4.625%
HK$3,228
+HK$162/mo
Deposit HK$382K · loan HK$573K · min. income ≈ HK$6,132/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,833
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,921
−HK$89/mo
Today · 4.125%
HK$3,010
baseline
▲ 0.50% · 4.625%
HK$3,194
+HK$184/mo
Deposit HK$334K · loan HK$621K · min. income ≈ HK$6,020/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,151
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$86/mo
Today · 4.125%
HK$3,322
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$175/mo
Deposit HK$334K · loan HK$621K · min. income ≈ HK$6,644/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,051
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,146
−HK$96/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,439
+HK$197/mo
Deposit HK$287K · loan HK$669K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$92/mo
Today · 4.125%
HK$3,577
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$189/mo
Deposit HK$287K · loan HK$669K · min. income ≈ HK$7,154/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,269
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,370
−HK$104/mo
Today · 4.125%
HK$3,474
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$211/mo
Deposit HK$239K · loan HK$717K · min. income ≈ HK$6,948/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$99/mo
Today · 4.125%
HK$3,833
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$202/mo
Deposit HK$239K · loan HK$717K · min. income ≈ HK$7,666/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$110/mo
Today · 4.125%
HK$3,705
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$226/mo
Deposit HK$191K · loan HK$764K · min. income ≈ HK$7,410/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,879
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$105/mo
Today · 4.125%
HK$4,088
baseline
▲ 0.50% · 4.625%
HK$4,304
+HK$216/mo
Deposit HK$191K · loan HK$764K · min. income ≈ HK$8,176/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,704
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$117/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,176
+HK$239/mo
Deposit HK$143K · loan HK$812K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$112/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$229/mo
Deposit HK$143K · loan HK$812K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,922
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,044
−HK$124/mo
Today · 4.125%
HK$4,168
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$254/mo
Deposit HK$96K · loan HK$860K · min. income ≈ HK$8,336/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,364
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,481
−HK$118/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$243/mo
Deposit HK$96K · loan HK$860K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).