▼ 0.50% · 3.625%
HK$2,288
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,359
−HK$72/mo
Today · 4.125%
HK$2,431
baseline
▲ 0.50% · 4.625%
HK$2,579
+HK$148/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$4,862/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,545
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,614
−HK$69/mo
Today · 4.125%
HK$2,683
baseline
▲ 0.50% · 4.625%
HK$2,824
+HK$141/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$5,366/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,517
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,595
−HK$79/mo
Today · 4.125%
HK$2,674
baseline
▲ 0.50% · 4.625%
HK$2,837
+HK$163/mo
Deposit HK$452K · loan HK$552K · min. income ≈ HK$5,348/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,800
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,875
−HK$76/mo
Today · 4.125%
HK$2,951
baseline
▲ 0.50% · 4.625%
HK$3,107
+HK$156/mo
Deposit HK$452K · loan HK$552K · min. income ≈ HK$5,902/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,745
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$87/mo
Today · 4.125%
HK$2,918
baseline
▲ 0.50% · 4.625%
HK$3,095
+HK$177/mo
Deposit HK$401K · loan HK$602K · min. income ≈ HK$5,836/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,054
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,136
−HK$83/mo
Today · 4.125%
HK$3,219
baseline
▲ 0.50% · 4.625%
HK$3,389
+HK$170/mo
Deposit HK$401K · loan HK$602K · min. income ≈ HK$6,438/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,974
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,067
−HK$94/mo
Today · 4.125%
HK$3,161
baseline
▲ 0.50% · 4.625%
HK$3,353
+HK$192/mo
Deposit HK$351K · loan HK$652K · min. income ≈ HK$6,322/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,309
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$90/mo
Today · 4.125%
HK$3,488
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$183/mo
Deposit HK$351K · loan HK$652K · min. income ≈ HK$6,976/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$101/mo
Today · 4.125%
HK$3,404
baseline
▲ 0.50% · 4.625%
HK$3,611
+HK$207/mo
Deposit HK$301K · loan HK$702K · min. income ≈ HK$6,808/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,563
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$97/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,954
+HK$198/mo
Deposit HK$301K · loan HK$702K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,432
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,539
−HK$108/mo
Today · 4.125%
HK$3,647
baseline
▲ 0.50% · 4.625%
HK$3,869
+HK$222/mo
Deposit HK$251K · loan HK$753K · min. income ≈ HK$7,294/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,818
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$104/mo
Today · 4.125%
HK$4,024
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$212/mo
Deposit HK$251K · loan HK$753K · min. income ≈ HK$8,048/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,661
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,774
−HK$116/mo
Today · 4.125%
HK$3,890
baseline
▲ 0.50% · 4.625%
HK$4,127
+HK$237/mo
Deposit HK$201K · loan HK$803K · min. income ≈ HK$7,780/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,072
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,182
−HK$110/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,519
+HK$227/mo
Deposit HK$201K · loan HK$803K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,889
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$123/mo
Today · 4.125%
HK$4,133
baseline
▲ 0.50% · 4.625%
HK$4,385
+HK$252/mo
Deposit HK$151K · loan HK$853K · min. income ≈ HK$8,266/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$118/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$240/mo
Deposit HK$151K · loan HK$853K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,118
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,246
−HK$130/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$267/mo
Deposit HK$100K · loan HK$903K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,581
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,704
−HK$125/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$255/mo
Deposit HK$100K · loan HK$903K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).