▼ 0.50% · 3.625%
HK$2,391
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,466
−HK$75/mo
Today · 4.125%
HK$2,541
baseline
▲ 0.50% · 4.625%
HK$2,696
+HK$155/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,082/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,660
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,732
−HK$72/mo
Today · 4.125%
HK$2,804
baseline
▲ 0.50% · 4.625%
HK$2,952
+HK$148/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,608/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,630
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,712
−HK$83/mo
Today · 4.125%
HK$2,795
baseline
▲ 0.50% · 4.625%
HK$2,966
+HK$171/mo
Deposit HK$472K · loan HK$577K · min. income ≈ HK$5,590/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,926
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,005
−HK$80/mo
Today · 4.125%
HK$3,085
baseline
▲ 0.50% · 4.625%
HK$3,247
+HK$162/mo
Deposit HK$472K · loan HK$577K · min. income ≈ HK$6,170/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$91/mo
Today · 4.125%
HK$3,050
baseline
▲ 0.50% · 4.625%
HK$3,235
+HK$185/mo
Deposit HK$419K · loan HK$629K · min. income ≈ HK$6,100/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,192
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,278
−HK$87/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,542
+HK$177/mo
Deposit HK$419K · loan HK$629K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,205
−HK$99/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$201/mo
Deposit HK$367K · loan HK$682K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,458
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,551
−HK$94/mo
Today · 4.125%
HK$3,645
baseline
▲ 0.50% · 4.625%
HK$3,837
+HK$192/mo
Deposit HK$367K · loan HK$682K · min. income ≈ HK$7,290/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,348
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,452
−HK$106/mo
Today · 4.125%
HK$3,558
baseline
▲ 0.50% · 4.625%
HK$3,774
+HK$216/mo
Deposit HK$315K · loan HK$734K · min. income ≈ HK$7,116/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,725
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,824
−HK$102/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$207/mo
Deposit HK$315K · loan HK$734K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$113/mo
Today · 4.125%
HK$3,812
baseline
▲ 0.50% · 4.625%
HK$4,044
+HK$232/mo
Deposit HK$262K · loan HK$787K · min. income ≈ HK$7,624/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,991
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$108/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,428
+HK$222/mo
Deposit HK$262K · loan HK$787K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,826
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,945
−HK$121/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$248/mo
Deposit HK$210K · loan HK$839K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$116/mo
Today · 4.125%
HK$4,487
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$236/mo
Deposit HK$210K · loan HK$839K · min. income ≈ HK$8,974/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$128/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$263/mo
Deposit HK$157K · loan HK$891K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,523
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$123/mo
Today · 4.125%
HK$4,767
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$251/mo
Deposit HK$157K · loan HK$891K · min. income ≈ HK$9,534/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,304
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$136/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$279/mo
Deposit HK$105K · loan HK$944K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$130/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$266/mo
Deposit HK$105K · loan HK$944K · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).