▼ 0.50% · 3.625%
HK$2,567
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,646
−HK$81/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,893
+HK$166/mo
Deposit HK$563K · loan HK$563K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$77/mo
Today · 4.125%
HK$3,009
baseline
▲ 0.50% · 4.625%
HK$3,168
+HK$159/mo
Deposit HK$563K · loan HK$563K · min. income ≈ HK$6,018/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,823
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,911
−HK$89/mo
Today · 4.125%
HK$3,000
baseline
▲ 0.50% · 4.625%
HK$3,183
+HK$183/mo
Deposit HK$506K · loan HK$619K · min. income ≈ HK$6,000/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,225
−HK$85/mo
Today · 4.125%
HK$3,310
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$175/mo
Deposit HK$506K · loan HK$619K · min. income ≈ HK$6,620/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,176
−HK$97/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,472
+HK$199/mo
Deposit HK$450K · loan HK$675K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,426
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$93/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$191/mo
Deposit HK$450K · loan HK$675K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,336
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,440
−HK$106/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$215/mo
Deposit HK$394K · loan HK$732K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,712
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$101/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$207/mo
Deposit HK$394K · loan HK$732K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,593
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,705
−HK$113/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,051
+HK$233/mo
Deposit HK$338K · loan HK$788K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,997
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$108/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,435
+HK$222/mo
Deposit HK$338K · loan HK$788K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,850
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,970
−HK$121/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,340
+HK$249/mo
Deposit HK$281K · loan HK$844K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$116/mo
Today · 4.125%
HK$4,514
baseline
▲ 0.50% · 4.625%
HK$4,752
+HK$238/mo
Deposit HK$281K · loan HK$844K · min. income ≈ HK$9,028/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,106
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$130/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,629
+HK$265/mo
Deposit HK$225K · loan HK$900K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$124/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$254/mo
Deposit HK$225K · loan HK$900K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$138/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$282/mo
Deposit HK$169K · loan HK$957K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$132/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$270/mo
Deposit HK$169K · loan HK$957K · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,763
−HK$146/mo
Today · 4.125%
HK$4,909
baseline
▲ 0.50% · 4.625%
HK$5,208
+HK$299/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$9,818/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,277
−HK$140/mo
Today · 4.125%
HK$5,417
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$286/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$10,834/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).