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Crescira AVM · estimated value Medium confidence
HK$10.73M
≈ HK$17,342 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.22M, with repayments around HK$36,418/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,269
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,335
−HK$1,083/mo
Today · 4.125%
HK$36,418
baseline
▲ 0.50% · 4.625%
HK$38,634
+HK$2,216/mo

Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,836/mo (50% DSR)

Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,555 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
C
Saleable Area
619 ft²
Gross Area
833 ft²
Efficiency
74%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2019-01-10 HK$10.00M +13.6%
4.3y
2014-09-30 HK$8.80M +27.5%
2012-04-24 HK$6.90M +43.8%
2009-02-04 HK$4.80M +0.0%
2005-04-11 HK$4.80M +3.4%
1999-04-24 HK$4.64M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 17 min walk · 1,326 m
(quite far — consider other transport options)
Education
23
schools within 1 km (0 within 500 m)
Daily convenience
10
within 1 km (1 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
17
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com