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Crescira AVM · estimated value Medium confidence
HK$54.84M
≈ HK$24,689 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.45M, with repayments around HK$186,031/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$175,054
−HK$10,977/mo
▼ 0.25% · 3.875%
HK$180,499
−HK$5,532/mo
Today · 4.125%
HK$186,031
baseline
▲ 0.50% · 4.625%
HK$197,351
+HK$11,320/mo

Deposit HK$16.45M · loan HK$38.38M · min. income ≈ HK$372,062/mo (50% DSR)

Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$2,330,495 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
A
Saleable Area
2,221 ft²
Gross Area
2,949 ft²
Efficiency
75%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2011-10-13 HK$53.00M +54.5%
1999-07-14 HK$34.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 17 min walk · 1,326 m
(quite far — consider other transport options)
Education
23
schools within 1 km (0 within 500 m)
Daily convenience
10
within 1 km (1 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
17
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com