▼ 0.50% · 3.625%
HK$2,327
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,400
−HK$73/mo
Today · 4.125%
HK$2,473
baseline
▲ 0.50% · 4.625%
HK$2,624
+HK$151/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$4,946/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,589
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,658
−HK$71/mo
Today · 4.125%
HK$2,729
baseline
▲ 0.50% · 4.625%
HK$2,873
+HK$144/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$5,458/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,560
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,640
−HK$80/mo
Today · 4.125%
HK$2,720
baseline
▲ 0.50% · 4.625%
HK$2,886
+HK$166/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$5,440/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,848
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,924
−HK$78/mo
Today · 4.125%
HK$3,002
baseline
▲ 0.50% · 4.625%
HK$3,160
+HK$158/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$6,004/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,793
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,879
−HK$89/mo
Today · 4.125%
HK$2,968
baseline
▲ 0.50% · 4.625%
HK$3,148
+HK$180/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$5,936/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,107
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,190
−HK$85/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,447
+HK$172/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,025
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,119
−HK$96/mo
Today · 4.125%
HK$3,215
baseline
▲ 0.50% · 4.625%
HK$3,411
+HK$196/mo
Deposit HK$357K · loan HK$663K · min. income ≈ HK$6,430/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,366
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$91/mo
Today · 4.125%
HK$3,547
baseline
▲ 0.50% · 4.625%
HK$3,734
+HK$187/mo
Deposit HK$357K · loan HK$663K · min. income ≈ HK$7,094/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,258
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,359
−HK$103/mo
Today · 4.125%
HK$3,462
baseline
▲ 0.50% · 4.625%
HK$3,673
+HK$211/mo
Deposit HK$306K · loan HK$714K · min. income ≈ HK$6,924/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,625
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,722
−HK$98/mo
Today · 4.125%
HK$3,820
baseline
▲ 0.50% · 4.625%
HK$4,022
+HK$202/mo
Deposit HK$306K · loan HK$714K · min. income ≈ HK$7,640/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,491
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,599
−HK$111/mo
Today · 4.125%
HK$3,710
baseline
▲ 0.50% · 4.625%
HK$3,935
+HK$225/mo
Deposit HK$255K · loan HK$765K · min. income ≈ HK$7,420/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,883
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,988
−HK$105/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,309
+HK$216/mo
Deposit HK$255K · loan HK$765K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,839
−HK$118/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$241/mo
Deposit HK$204K · loan HK$816K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,142
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,253
−HK$113/mo
Today · 4.125%
HK$4,366
baseline
▲ 0.50% · 4.625%
HK$4,596
+HK$230/mo
Deposit HK$204K · loan HK$816K · min. income ≈ HK$8,732/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$125/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,460
+HK$256/mo
Deposit HK$153K · loan HK$867K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$120/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$245/mo
Deposit HK$153K · loan HK$867K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$133/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,722
+HK$270/mo
Deposit HK$102K · loan HK$919K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,660
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$127/mo
Today · 4.125%
HK$4,912
baseline
▲ 0.50% · 4.625%
HK$5,171
+HK$259/mo
Deposit HK$102K · loan HK$919K · min. income ≈ HK$9,824/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).