▼ 0.50% · 3.625%
HK$2,824
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,912
−HK$89/mo
Today · 4.125%
HK$3,001
baseline
▲ 0.50% · 4.625%
HK$3,183
+HK$182/mo
Deposit HK$619K · loan HK$619K · min. income ≈ HK$6,002/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,226
−HK$85/mo
Today · 4.125%
HK$3,311
baseline
▲ 0.50% · 4.625%
HK$3,486
+HK$175/mo
Deposit HK$619K · loan HK$619K · min. income ≈ HK$6,622/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,106
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$98/mo
Today · 4.125%
HK$3,301
baseline
▲ 0.50% · 4.625%
HK$3,502
+HK$201/mo
Deposit HK$557K · loan HK$681K · min. income ≈ HK$6,602/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,548
−HK$94/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$192/mo
Deposit HK$557K · loan HK$681K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,388
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,494
−HK$107/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$219/mo
Deposit HK$495K · loan HK$743K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,770
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$102/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$210/mo
Deposit HK$495K · loan HK$743K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,671
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$116/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$237/mo
Deposit HK$433K · loan HK$805K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$111/mo
Today · 4.125%
HK$4,304
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$227/mo
Deposit HK$433K · loan HK$805K · min. income ≈ HK$8,608/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$125/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,457
+HK$256/mo
Deposit HK$371K · loan HK$867K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$119/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$245/mo
Deposit HK$371K · loan HK$867K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,236
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$134/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,775
+HK$274/mo
Deposit HK$310K · loan HK$929K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$129/mo
Today · 4.125%
HK$4,967
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$261/mo
Deposit HK$310K · loan HK$929K · min. income ≈ HK$9,934/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$143/mo
Today · 4.125%
HK$4,801
baseline
▲ 0.50% · 4.625%
HK$5,093
+HK$292/mo
Deposit HK$248K · loan HK$991K · min. income ≈ HK$9,602/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,161
−HK$137/mo
Today · 4.125%
HK$5,298
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$279/mo
Deposit HK$248K · loan HK$991K · min. income ≈ HK$10,596/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,950
−HK$151/mo
Today · 4.125%
HK$5,101
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$311/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,202/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$146/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$296/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$160/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$329/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,806
−HK$154/mo
Today · 4.125%
HK$5,960
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$314/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$11,920/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).