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At today's rate and a 90% mortgage, the deposit on this unit is about HK$259K, with repayments around HK$11,302/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$259K · loan HK$2.33M · min. income ≈ HK$22,604/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 250 Saleable ft²
- Gross Area
- 298 ft²
- Efficiency
- 84%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-03 | HK$3.98M | +67.2% 3.1y · 21.0%/yr |
| 2016-02-29 | HK$2.38M | +36.0% 3.5y · 10.0%/yr |
| 2012-09-11 | HK$1.75M | +17.4% |
| 2011-01-21 | HK$1.49M | +16.4% |
| 2010-05-17 | HK$1.28M | +15.3% |
| 2009-09-24 | HK$1.11M | +16.8% |
| 2009-01-15 | HK$950K | +15.9% |
| 2007-05-23 | HK$820K | +39.0% |
| 2002-01-30 | HK$590K | −54.6% |
| 1997-09-04 | HK$1.30M | — |