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At today's rate and a 90% mortgage, the deposit on this unit is about HK$240K, with repayments around HK$10,458/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,916/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- H
- Saleable Area
- 231 Saleable ft²
- Gross Area
- 287 ft²
- Efficiency
- 80%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-27 | HK$2.58M | −26.3% 2.9y · −9.0%/yr |
| 2021-04-21 | HK$3.50M | +14.4% 3.3y · 4.0%/yr |
| 2018-01-15 | HK$3.06M | +418.6% 10.9y · 39.0%/yr |
| 2007-02-27 | HK$590K | −33.7% |
| 1996-11-29 | HK$890K | — |