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Crescira AVM · estimated value ● Medium confidence
HK$2.64M
≈ HK$11,601 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$264K, with repayments around HK$11,537/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,856
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,194
−HK$343/mo
Today · 4.125%
HK$11,537
baseline
▲ 0.50% · 4.625%
HK$12,239
+HK$702/mo

Deposit HK$264K · loan HK$2.38M · min. income ≈ HK$23,074/mo (50% DSR)

Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
13/F
Flat
A
Saleable Area
228 ft²
Gross Area
277 ft²
Efficiency
82%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2020-05-20 HK$3.58M +35.7%
3.8y
2016-07-12 HK$2.64M +19.1%
3.0y
2013-07-15 HK$2.21M +203.4%
6.1y
2007-05-21 HK$730K +30.4%
0.5y
2006-11-17 HK$560K −33.7%
11.1y
1995-10-17 HK$845K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Prince Edward
≈ 5 min walk · 350 m
Education
87
schools within 1 km (23 within 500 m)
Daily convenience
80
within 1 km (14 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
85
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Prince Edward Station (a rail station within an 8-min walk earns this label).

Family-friendly — 87 schools within a 1 km walk.

Everyday convenience — 80 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 85 parks, libraries and sports venues nearby.

Location

Other appraised units in this building