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At today's rate and a 90% mortgage, the deposit on this unit is about HK$233K, with repayments around HK$10,142/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$233K · loan HK$2.09M · min. income ≈ HK$20,284/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- H
- Saleable Area
- 212 Saleable ft²
- Gross Area
- 260 ft²
- Efficiency
- 82%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-13 | HK$2.23M | −28.1% 8.4y · −3.0%/yr |
| 2017-11-15 | HK$3.10M | +349.3% 10.0y · 35.0%/yr |
| 2008-01-04 | HK$690K | −8.0% |
| 1996-02-10 | HK$750K | +7.1% |
| 1995-12-07 | HK$700K | — |