At today's rate and a 90% mortgage, the deposit on this unit is about HK$292K, with repayments around HK$12,718/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$292K · loan HK$2.62M · min. income ≈ HK$25,436/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 87 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 333 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-04 | HK$4.03M | +0.2% 3.0y · 0.0%/yr |
| 2017-12-14 | HK$4.02M | +63.4% 4.6y · 14.0%/yr |
| 2013-05-15 | HK$2.46M | +85.0% |
| 2008-04-23 | HK$1.33M | +13.7% |
| 2008-01-25 | HK$1.17M | +80.0% |
| 2003-05-26 | HK$650K | — |