At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,209/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$326K · loan HK$2.93M · min. income ≈ HK$28,418/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 87 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 404 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-21 | HK$4.00M | −6.5% 1.7y · −4.0%/yr |
| 2024-05-13 | HK$4.28M | +7.5% 7.2y · 1.0%/yr |
| 2017-02-24 | HK$3.98M | +26.3% 3.8y · 7.0%/yr |
| 2013-05-16 | HK$3.15M | — |