▼ 0.50% · 3.625%
HK$17,777
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,330
−HK$562/mo
Today · 4.125%
HK$18,892
baseline
▲ 0.50% · 4.625%
HK$20,042
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,784/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,777
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,307
−HK$538/mo
Today · 4.125%
HK$20,845
baseline
▲ 0.50% · 4.625%
HK$21,944
+HK$1,099/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,690/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,555
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,163
−HK$618/mo
Today · 4.125%
HK$20,781
baseline
▲ 0.50% · 4.625%
HK$22,046
+HK$1,265/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,562/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,755
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,338
−HK$592/mo
Today · 4.125%
HK$22,930
baseline
▲ 0.50% · 4.625%
HK$24,139
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,860/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,996
−HK$674/mo
Today · 4.125%
HK$22,670
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,380/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,340/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,732
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$646/mo
Today · 4.125%
HK$25,015
baseline
▲ 0.50% · 4.625%
HK$26,333
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,030/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,110
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,829
−HK$731/mo
Today · 4.125%
HK$24,560
baseline
▲ 0.50% · 4.625%
HK$26,054
+HK$1,494/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,120/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,710
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,400
−HK$699/mo
Today · 4.125%
HK$27,099
baseline
▲ 0.50% · 4.625%
HK$28,528
+HK$1,429/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,198/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,888
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,662
−HK$787/mo
Today · 4.125%
HK$26,449
baseline
▲ 0.50% · 4.625%
HK$28,058
+HK$1,609/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,898/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,688
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,430
−HK$754/mo
Today · 4.125%
HK$29,184
baseline
▲ 0.50% · 4.625%
HK$30,722
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,368/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,666
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,495
−HK$843/mo
Today · 4.125%
HK$28,338
baseline
▲ 0.50% · 4.625%
HK$30,062
+HK$1,724/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,676/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,665
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,461
−HK$807/mo
Today · 4.125%
HK$31,268
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,648/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,536/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,444
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,328
−HK$899/mo
Today · 4.125%
HK$30,227
baseline
▲ 0.50% · 4.625%
HK$32,066
+HK$1,839/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,454/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,643
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,492
−HK$861/mo
Today · 4.125%
HK$33,353
baseline
▲ 0.50% · 4.625%
HK$35,111
+HK$1,758/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,706/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,221
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,161
−HK$955/mo
Today · 4.125%
HK$32,116
baseline
▲ 0.50% · 4.625%
HK$34,071
+HK$1,955/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,232/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,621
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,523
−HK$914/mo
Today · 4.125%
HK$35,437
baseline
▲ 0.50% · 4.625%
HK$37,305
+HK$1,868/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,874/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,999
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,994
−HK$1,012/mo
Today · 4.125%
HK$34,006
baseline
▲ 0.50% · 4.625%
HK$36,075
+HK$2,069/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,012/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,599
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,553
−HK$969/mo
Today · 4.125%
HK$37,522
baseline
▲ 0.50% · 4.625%
HK$39,500
+HK$1,978/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,044/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,885 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).