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At today's rate and a 90% mortgage, the deposit on this unit is about HK$660K, with repayments around HK$28,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,598/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$195,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mei Foo Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B NO. 100
- Saleable Area
- 648 Saleable ft²
- Gross Area
- 867 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-18 | HK$8.00M | +0.0% 3.6y · 0.0%/yr |
| 2021-02-26 | HK$8.00M | +0.0% 3.3y · 0.0%/yr |
| 2017-11-20 | HK$8.00M | +54.4% 5.5y · 10.0%/yr |
| 2012-05-08 | HK$5.18M | +59.4% |
| 2009-05-19 | HK$3.25M | +62.5% |
| 2007-06-29 | HK$2.00M | −6.5% |
| 2000-03-03 | HK$2.14M | +7.0% |
| 1995-11-03 | HK$2.00M | — |