▼ 0.50% · 3.625%
HK$2,699
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$85/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,043
+HK$175/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,083
−HK$82/mo
Today · 4.125%
HK$3,165
baseline
▲ 0.50% · 4.625%
HK$3,331
+HK$166/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$6,330/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,969
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,061
−HK$94/mo
Today · 4.125%
HK$3,155
baseline
▲ 0.50% · 4.625%
HK$3,347
+HK$192/mo
Deposit HK$533K · loan HK$651K · min. income ≈ HK$6,310/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,303
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,391
−HK$90/mo
Today · 4.125%
HK$3,481
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$184/mo
Deposit HK$533K · loan HK$651K · min. income ≈ HK$6,962/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,239
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$103/mo
Today · 4.125%
HK$3,442
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$209/mo
Deposit HK$473K · loan HK$710K · min. income ≈ HK$6,884/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,603
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,700
−HK$98/mo
Today · 4.125%
HK$3,798
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$200/mo
Deposit HK$473K · loan HK$710K · min. income ≈ HK$7,596/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,508
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,618
−HK$110/mo
Today · 4.125%
HK$3,728
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$227/mo
Deposit HK$414K · loan HK$769K · min. income ≈ HK$7,456/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,008
−HK$106/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$217/mo
Deposit HK$414K · loan HK$769K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$119/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$245/mo
Deposit HK$355K · loan HK$828K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$114/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$234/mo
Deposit HK$355K · loan HK$828K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$128/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$262/mo
Deposit HK$296K · loan HK$888K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$123/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$250/mo
Deposit HK$296K · loan HK$888K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,318
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$137/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,868
+HK$279/mo
Deposit HK$237K · loan HK$947K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$130/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$267/mo
Deposit HK$237K · loan HK$947K · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$145/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$296/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$139/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$283/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,009
−HK$154/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$314/mo
Deposit HK$118K · loan HK$1.07M · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,549
−HK$147/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$5,997
+HK$301/mo
Deposit HK$118K · loan HK$1.07M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).