▼ 0.50% · 3.625%
HK$2,057
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,121
−HK$65/mo
Today · 4.125%
HK$2,186
baseline
▲ 0.50% · 4.625%
HK$2,319
+HK$133/mo
Deposit HK$451K · loan HK$451K · min. income ≈ HK$4,372/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,288
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,350
−HK$62/mo
Today · 4.125%
HK$2,412
baseline
▲ 0.50% · 4.625%
HK$2,539
+HK$127/mo
Deposit HK$451K · loan HK$451K · min. income ≈ HK$4,824/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,263
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,333
−HK$72/mo
Today · 4.125%
HK$2,405
baseline
▲ 0.50% · 4.625%
HK$2,551
+HK$146/mo
Deposit HK$406K · loan HK$496K · min. income ≈ HK$4,810/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,517
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,585
−HK$68/mo
Today · 4.125%
HK$2,653
baseline
▲ 0.50% · 4.625%
HK$2,793
+HK$140/mo
Deposit HK$406K · loan HK$496K · min. income ≈ HK$5,306/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,468
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,545
−HK$78/mo
Today · 4.125%
HK$2,623
baseline
▲ 0.50% · 4.625%
HK$2,783
+HK$160/mo
Deposit HK$361K · loan HK$541K · min. income ≈ HK$5,246/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,746
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,820
−HK$75/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,047
+HK$152/mo
Deposit HK$361K · loan HK$541K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,674
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,757
−HK$85/mo
Today · 4.125%
HK$2,842
baseline
▲ 0.50% · 4.625%
HK$3,015
+HK$173/mo
Deposit HK$316K · loan HK$586K · min. income ≈ HK$5,684/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,975
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,055
−HK$81/mo
Today · 4.125%
HK$3,136
baseline
▲ 0.50% · 4.625%
HK$3,301
+HK$165/mo
Deposit HK$316K · loan HK$586K · min. income ≈ HK$6,272/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,880
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,969
−HK$91/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,247
+HK$187/mo
Deposit HK$271K · loan HK$631K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$87/mo
Today · 4.125%
HK$3,377
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$178/mo
Deposit HK$271K · loan HK$631K · min. income ≈ HK$6,754/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,086
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,182
−HK$97/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,479
+HK$200/mo
Deposit HK$226K · loan HK$677K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,433
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,525
−HK$93/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,809
+HK$191/mo
Deposit HK$226K · loan HK$677K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,291
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,394
−HK$104/mo
Today · 4.125%
HK$3,498
baseline
▲ 0.50% · 4.625%
HK$3,710
+HK$212/mo
Deposit HK$180K · loan HK$722K · min. income ≈ HK$6,996/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,662
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$99/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,063
+HK$204/mo
Deposit HK$180K · loan HK$722K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,606
−HK$110/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,942
+HK$226/mo
Deposit HK$135K · loan HK$767K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,995
−HK$106/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,317
+HK$216/mo
Deposit HK$135K · loan HK$767K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,703
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,818
−HK$117/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,174
+HK$239/mo
Deposit HK$90K · loan HK$812K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,119
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,230
−HK$112/mo
Today · 4.125%
HK$4,342
baseline
▲ 0.50% · 4.625%
HK$4,571
+HK$229/mo
Deposit HK$90K · loan HK$812K · min. income ≈ HK$8,684/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).