▼ 0.50% · 3.625%
HK$1,867
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,925
−HK$59/mo
Today · 4.125%
HK$1,984
baseline
▲ 0.50% · 4.625%
HK$2,104
+HK$120/mo
Deposit HK$409K · loan HK$409K · min. income ≈ HK$3,968/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,077
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,132
−HK$57/mo
Today · 4.125%
HK$2,189
baseline
▲ 0.50% · 4.625%
HK$2,304
+HK$115/mo
Deposit HK$409K · loan HK$409K · min. income ≈ HK$4,378/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,053
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,117
−HK$65/mo
Today · 4.125%
HK$2,182
baseline
▲ 0.50% · 4.625%
HK$2,315
+HK$133/mo
Deposit HK$368K · loan HK$450K · min. income ≈ HK$4,364/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,284
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,345
−HK$63/mo
Today · 4.125%
HK$2,408
baseline
▲ 0.50% · 4.625%
HK$2,534
+HK$126/mo
Deposit HK$368K · loan HK$450K · min. income ≈ HK$4,816/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,240
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,310
−HK$70/mo
Today · 4.125%
HK$2,380
baseline
▲ 0.50% · 4.625%
HK$2,525
+HK$145/mo
Deposit HK$327K · loan HK$491K · min. income ≈ HK$4,760/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,492
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,559
−HK$67/mo
Today · 4.125%
HK$2,626
baseline
▲ 0.50% · 4.625%
HK$2,765
+HK$139/mo
Deposit HK$327K · loan HK$491K · min. income ≈ HK$5,252/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,427
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,502
−HK$77/mo
Today · 4.125%
HK$2,579
baseline
▲ 0.50% · 4.625%
HK$2,736
+HK$157/mo
Deposit HK$286K · loan HK$532K · min. income ≈ HK$5,158/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,699
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,772
−HK$73/mo
Today · 4.125%
HK$2,845
baseline
▲ 0.50% · 4.625%
HK$2,995
+HK$150/mo
Deposit HK$286K · loan HK$532K · min. income ≈ HK$5,690/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,613
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,694
−HK$83/mo
Today · 4.125%
HK$2,777
baseline
▲ 0.50% · 4.625%
HK$2,946
+HK$169/mo
Deposit HK$246K · loan HK$573K · min. income ≈ HK$5,554/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,907
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,985
−HK$79/mo
Today · 4.125%
HK$3,064
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$162/mo
Deposit HK$246K · loan HK$573K · min. income ≈ HK$6,128/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,800
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,887
−HK$88/mo
Today · 4.125%
HK$2,975
baseline
▲ 0.50% · 4.625%
HK$3,156
+HK$181/mo
Deposit HK$205K · loan HK$614K · min. income ≈ HK$5,950/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$85/mo
Today · 4.125%
HK$3,283
baseline
▲ 0.50% · 4.625%
HK$3,456
+HK$173/mo
Deposit HK$205K · loan HK$614K · min. income ≈ HK$6,566/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,986
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,079
−HK$95/mo
Today · 4.125%
HK$3,174
baseline
▲ 0.50% · 4.625%
HK$3,367
+HK$193/mo
Deposit HK$164K · loan HK$655K · min. income ≈ HK$6,348/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,322
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,412
−HK$90/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$185/mo
Deposit HK$164K · loan HK$655K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,173
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,272
−HK$100/mo
Today · 4.125%
HK$3,372
baseline
▲ 0.50% · 4.625%
HK$3,577
+HK$205/mo
Deposit HK$123K · loan HK$696K · min. income ≈ HK$6,744/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,530
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,625
−HK$96/mo
Today · 4.125%
HK$3,721
baseline
▲ 0.50% · 4.625%
HK$3,917
+HK$196/mo
Deposit HK$123K · loan HK$696K · min. income ≈ HK$7,442/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,360
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$106/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,788
+HK$218/mo
Deposit HK$82K · loan HK$737K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,738
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,838
−HK$102/mo
Today · 4.125%
HK$3,940
baseline
▲ 0.50% · 4.625%
HK$4,147
+HK$207/mo
Deposit HK$82K · loan HK$737K · min. income ≈ HK$7,880/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).