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At today's rate and a 90% mortgage, the deposit on this unit is about HK$344K, with repayments around HK$15,018/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$344K · loan HK$3.10M · min. income ≈ HK$30,036/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F (NO. 152F)
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 78%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-05 | HK$4.00M | +33.3% 1.7y · 20.0%/yr |
| 2024-06-28 | HK$3.00M | −2.0% 8.0y · 0.0%/yr |
| 2016-06-23 | HK$3.06M | +319.2% 11.7y · 27.0%/yr |
| 2004-11-06 | HK$730K | — |