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At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,903/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$342K · loan HK$3.07M · min. income ≈ HK$29,806/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F (NO. 152F)
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 78%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-16 | HK$3.33M | +6.4% 8.3y · 1.0%/yr |
| 2016-06-20 | HK$3.13M | +125.2% 6.6y · 19.0%/yr |
| 2009-12-11 | HK$1.39M | +26.4% |
| 2007-10-22 | HK$1.10M | +29.4% |
| 2007-04-25 | HK$850K | — |