▼ 0.50% · 3.625%
HK$5,530
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,702
−HK$175/mo
Today · 4.125%
HK$5,877
baseline
▲ 0.50% · 4.625%
HK$6,234
+HK$357/mo
Deposit HK$1.21M · loan HK$1.21M · min. income ≈ HK$11,754/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,152
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,317
−HK$168/mo
Today · 4.125%
HK$6,485
baseline
▲ 0.50% · 4.625%
HK$6,826
+HK$341/mo
Deposit HK$1.21M · loan HK$1.21M · min. income ≈ HK$12,970/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$193/mo
Today · 4.125%
HK$6,465
baseline
▲ 0.50% · 4.625%
HK$6,858
+HK$393/mo
Deposit HK$1.09M · loan HK$1.33M · min. income ≈ HK$12,930/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,767
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$184/mo
Today · 4.125%
HK$7,133
baseline
▲ 0.50% · 4.625%
HK$7,509
+HK$376/mo
Deposit HK$1.09M · loan HK$1.33M · min. income ≈ HK$14,266/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,636
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,843
−HK$209/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,481
+HK$429/mo
Deposit HK$970K · loan HK$1.46M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,383
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,581
−HK$200/mo
Today · 4.125%
HK$7,781
baseline
▲ 0.50% · 4.625%
HK$8,192
+HK$411/mo
Deposit HK$970K · loan HK$1.46M · min. income ≈ HK$15,562/mo (50% DSR)
Upfront cash ≈ HK$970K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,189
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,413
−HK$227/mo
Today · 4.125%
HK$7,640
baseline
▲ 0.50% · 4.625%
HK$8,105
+HK$465/mo
Deposit HK$849K · loan HK$1.58M · min. income ≈ HK$15,280/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,998
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,212
−HK$218/mo
Today · 4.125%
HK$8,430
baseline
▲ 0.50% · 4.625%
HK$8,874
+HK$444/mo
Deposit HK$849K · loan HK$1.58M · min. income ≈ HK$16,860/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,742
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,983
−HK$245/mo
Today · 4.125%
HK$8,228
baseline
▲ 0.50% · 4.625%
HK$8,728
+HK$500/mo
Deposit HK$728K · loan HK$1.70M · min. income ≈ HK$16,456/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,613
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,844
−HK$234/mo
Today · 4.125%
HK$9,078
baseline
▲ 0.50% · 4.625%
HK$9,557
+HK$479/mo
Deposit HK$728K · loan HK$1.70M · min. income ≈ HK$18,156/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,295
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,553
−HK$262/mo
Today · 4.125%
HK$8,815
baseline
▲ 0.50% · 4.625%
HK$9,352
+HK$537/mo
Deposit HK$606K · loan HK$1.82M · min. income ≈ HK$17,630/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,228
−HK$499/mo
▼ 0.25% · 3.875%
HK$9,476
−HK$251/mo
Today · 4.125%
HK$9,727
baseline
▲ 0.50% · 4.625%
HK$10,240
+HK$513/mo
Deposit HK$606K · loan HK$1.82M · min. income ≈ HK$19,454/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,848
−HK$555/mo
▼ 0.25% · 3.875%
HK$9,123
−HK$280/mo
Today · 4.125%
HK$9,403
baseline
▲ 0.50% · 4.625%
HK$9,975
+HK$572/mo
Deposit HK$485K · loan HK$1.94M · min. income ≈ HK$18,806/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,843
−HK$532/mo
▼ 0.25% · 3.875%
HK$10,107
−HK$268/mo
Today · 4.125%
HK$10,375
baseline
▲ 0.50% · 4.625%
HK$10,922
+HK$547/mo
Deposit HK$485K · loan HK$1.94M · min. income ≈ HK$20,750/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,401
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,694
−HK$297/mo
Today · 4.125%
HK$9,991
baseline
▲ 0.50% · 4.625%
HK$10,599
+HK$608/mo
Deposit HK$364K · loan HK$2.06M · min. income ≈ HK$19,982/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,459
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,739
−HK$285/mo
Today · 4.125%
HK$11,024
baseline
▲ 0.50% · 4.625%
HK$11,605
+HK$581/mo
Deposit HK$364K · loan HK$2.06M · min. income ≈ HK$22,048/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,954
−HK$624/mo
▼ 0.25% · 3.875%
HK$10,264
−HK$314/mo
Today · 4.125%
HK$10,578
baseline
▲ 0.50% · 4.625%
HK$11,222
+HK$644/mo
Deposit HK$243K · loan HK$2.18M · min. income ≈ HK$21,156/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,074
−HK$598/mo
▼ 0.25% · 3.875%
HK$11,371
−HK$301/mo
Today · 4.125%
HK$11,672
baseline
▲ 0.50% · 4.625%
HK$12,287
+HK$615/mo
Deposit HK$243K · loan HK$2.18M · min. income ≈ HK$23,344/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).