▼ 0.50% · 3.625%
HK$3,514
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,623
−HK$111/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,962
+HK$228/mo
Deposit HK$771K · loan HK$771K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,909
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,014
−HK$107/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,338
+HK$217/mo
Deposit HK$771K · loan HK$771K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,865
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$122/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$250/mo
Deposit HK$693K · loan HK$848K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$117/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,771
+HK$238/mo
Deposit HK$693K · loan HK$848K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,348
−HK$133/mo
Today · 4.125%
HK$4,481
baseline
▲ 0.50% · 4.625%
HK$4,754
+HK$273/mo
Deposit HK$616K · loan HK$925K · min. income ≈ HK$8,962/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,817
−HK$128/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,205
+HK$260/mo
Deposit HK$616K · loan HK$925K · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$145/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$295/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$139/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$282/mo
Deposit HK$539K · loan HK$1.00M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$155/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$318/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$149/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$304/mo
Deposit HK$462K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,435
−HK$167/mo
Today · 4.125%
HK$5,602
baseline
▲ 0.50% · 4.625%
HK$5,942
+HK$340/mo
Deposit HK$385K · loan HK$1.16M · min. income ≈ HK$11,204/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$160/mo
Today · 4.125%
HK$6,181
baseline
▲ 0.50% · 4.625%
HK$6,507
+HK$326/mo
Deposit HK$385K · loan HK$1.16M · min. income ≈ HK$12,362/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,622
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,797
−HK$178/mo
Today · 4.125%
HK$5,975
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$364/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,950/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,255
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,423
−HK$170/mo
Today · 4.125%
HK$6,593
baseline
▲ 0.50% · 4.625%
HK$6,940
+HK$347/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,186/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,974
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$188/mo
Today · 4.125%
HK$6,348
baseline
▲ 0.50% · 4.625%
HK$6,735
+HK$387/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,696/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,646
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,824
−HK$181/mo
Today · 4.125%
HK$7,005
baseline
▲ 0.50% · 4.625%
HK$7,374
+HK$369/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$14,010/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,325
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,522
−HK$200/mo
Today · 4.125%
HK$6,722
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$409/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,444/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,037
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,225
−HK$192/mo
Today · 4.125%
HK$7,417
baseline
▲ 0.50% · 4.625%
HK$7,808
+HK$391/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,834/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).