▼ 0.50% · 3.625%
HK$3,671
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$116/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$238/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,194
−HK$111/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,532
+HK$227/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,038
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$128/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$261/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$122/mo
Today · 4.125%
HK$4,735
baseline
▲ 0.50% · 4.625%
HK$4,985
+HK$250/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$9,470/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$139/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,967
+HK$285/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$134/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,438
+HK$272/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$151/mo
Today · 4.125%
HK$5,072
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$308/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$10,144/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$144/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,891
+HK$295/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,140
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$162/mo
Today · 4.125%
HK$5,462
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$332/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,924/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,718
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$156/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,344
+HK$317/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,507
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,678
−HK$174/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,208
+HK$356/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,126
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,291
−HK$166/mo
Today · 4.125%
HK$6,457
baseline
▲ 0.50% · 4.625%
HK$6,798
+HK$341/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,914/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,874
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$185/mo
Today · 4.125%
HK$6,242
baseline
▲ 0.50% · 4.625%
HK$6,622
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,484/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,710
−HK$178/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,435
−HK$197/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$7,036
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,943
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,129
−HK$189/mo
Today · 4.125%
HK$7,318
baseline
▲ 0.50% · 4.625%
HK$7,704
+HK$386/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,636/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,814
−HK$209/mo
Today · 4.125%
HK$7,023
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,046/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$200/mo
Today · 4.125%
HK$7,749
baseline
▲ 0.50% · 4.625%
HK$8,157
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,498/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).