▼ 0.50% · 3.625%
HK$3,183
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,282
−HK$100/mo
Today · 4.125%
HK$3,382
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$206/mo
Deposit HK$698K · loan HK$698K · min. income ≈ HK$6,764/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$96/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,929
+HK$197/mo
Deposit HK$698K · loan HK$698K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,501
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,610
−HK$110/mo
Today · 4.125%
HK$3,720
baseline
▲ 0.50% · 4.625%
HK$3,947
+HK$227/mo
Deposit HK$628K · loan HK$768K · min. income ≈ HK$7,440/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,895
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,999
−HK$106/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,322
+HK$217/mo
Deposit HK$628K · loan HK$768K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$121/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$115/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$236/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$131/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$267/mo
Deposit HK$489K · loan HK$907K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,726
−HK$126/mo
Today · 4.125%
HK$4,852
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$255/mo
Deposit HK$489K · loan HK$907K · min. income ≈ HK$9,704/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$141/mo
Today · 4.125%
HK$4,735
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$288/mo
Deposit HK$419K · loan HK$977K · min. income ≈ HK$9,470/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,957
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,090
−HK$135/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$275/mo
Deposit HK$419K · loan HK$977K · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$150/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$309/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$145/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,893
+HK$295/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$161/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$329/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$154/mo
Today · 4.125%
HK$5,971
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$315/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$11,942/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,579
−HK$171/mo
Today · 4.125%
HK$5,750
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$350/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$11,500/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,019
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,181
−HK$163/mo
Today · 4.125%
HK$6,344
baseline
▲ 0.50% · 4.625%
HK$6,679
+HK$335/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$12,688/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,729
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,907
−HK$181/mo
Today · 4.125%
HK$6,088
baseline
▲ 0.50% · 4.625%
HK$6,459
+HK$371/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,176/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,373
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,544
−HK$174/mo
Today · 4.125%
HK$6,718
baseline
▲ 0.50% · 4.625%
HK$7,072
+HK$354/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,436/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).