▼ 0.50% · 3.625%
HK$4,352
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$137/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$281/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,972
−HK$131/mo
Today · 4.125%
HK$5,103
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$269/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$10,206/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$152/mo
Today · 4.125%
HK$5,088
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$309/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$10,176/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,469
−HK$145/mo
Today · 4.125%
HK$5,614
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$296/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$11,228/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,385
−HK$165/mo
Today · 4.125%
HK$5,550
baseline
▲ 0.50% · 4.625%
HK$5,888
+HK$338/mo
Deposit HK$763K · loan HK$1.15M · min. income ≈ HK$11,100/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,810
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,966
−HK$158/mo
Today · 4.125%
HK$6,124
baseline
▲ 0.50% · 4.625%
HK$6,447
+HK$323/mo
Deposit HK$763K · loan HK$1.15M · min. income ≈ HK$12,248/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$179/mo
Today · 4.125%
HK$6,013
baseline
▲ 0.50% · 4.625%
HK$6,378
+HK$365/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$12,026/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,294
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$171/mo
Today · 4.125%
HK$6,634
baseline
▲ 0.50% · 4.625%
HK$6,984
+HK$350/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$13,268/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$192/mo
Today · 4.125%
HK$6,475
baseline
▲ 0.50% · 4.625%
HK$6,869
+HK$394/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$12,950/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,778
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,960
−HK$185/mo
Today · 4.125%
HK$7,145
baseline
▲ 0.50% · 4.625%
HK$7,521
+HK$376/mo
Deposit HK$573K · loan HK$1.34M · min. income ≈ HK$14,290/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$207/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,360
+HK$422/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,457
−HK$198/mo
Today · 4.125%
HK$7,655
baseline
▲ 0.50% · 4.625%
HK$8,058
+HK$403/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,310/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,963
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,180
−HK$220/mo
Today · 4.125%
HK$7,400
baseline
▲ 0.50% · 4.625%
HK$7,850
+HK$450/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,800/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,747
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,954
−HK$211/mo
Today · 4.125%
HK$8,165
baseline
▲ 0.50% · 4.625%
HK$8,596
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,330/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,399
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,629
−HK$234/mo
Today · 4.125%
HK$7,863
baseline
▲ 0.50% · 4.625%
HK$8,341
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,726/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,231
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,452
−HK$224/mo
Today · 4.125%
HK$8,676
baseline
▲ 0.50% · 4.625%
HK$9,133
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,352/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,834
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,078
−HK$247/mo
Today · 4.125%
HK$8,325
baseline
▲ 0.50% · 4.625%
HK$8,832
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,650/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,715
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,949
−HK$237/mo
Today · 4.125%
HK$9,186
baseline
▲ 0.50% · 4.625%
HK$9,670
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,372/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).