▼ 0.50% · 3.625%
HK$4,160
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,290
−HK$131/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,690
+HK$269/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,628
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,753
−HK$125/mo
Today · 4.125%
HK$4,878
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$258/mo
Deposit HK$912K · loan HK$912K · min. income ≈ HK$9,756/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$144/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$296/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$138/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$283/mo
Deposit HK$821K · loan HK$1.00M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,148
−HK$158/mo
Today · 4.125%
HK$5,306
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$322/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$10,612/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,554
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$151/mo
Today · 4.125%
HK$5,854
baseline
▲ 0.50% · 4.625%
HK$6,163
+HK$309/mo
Deposit HK$730K · loan HK$1.09M · min. income ≈ HK$11,708/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,577
−HK$171/mo
Today · 4.125%
HK$5,748
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$349/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$11,496/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,017
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,178
−HK$164/mo
Today · 4.125%
HK$6,342
baseline
▲ 0.50% · 4.625%
HK$6,676
+HK$334/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$12,684/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$184/mo
Today · 4.125%
HK$6,190
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$376/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$12,380/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,480
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,654
−HK$176/mo
Today · 4.125%
HK$6,830
baseline
▲ 0.50% · 4.625%
HK$7,190
+HK$360/mo
Deposit HK$547K · loan HK$1.28M · min. income ≈ HK$13,660/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,435
−HK$197/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$403/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,943
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,129
−HK$189/mo
Today · 4.125%
HK$7,318
baseline
▲ 0.50% · 4.625%
HK$7,703
+HK$385/mo
Deposit HK$456K · loan HK$1.37M · min. income ≈ HK$14,636/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,657
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,864
−HK$210/mo
Today · 4.125%
HK$7,074
baseline
▲ 0.50% · 4.625%
HK$7,504
+HK$430/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,148/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,405
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,604
−HK$202/mo
Today · 4.125%
HK$7,806
baseline
▲ 0.50% · 4.625%
HK$8,217
+HK$411/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,612/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,073
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,293
−HK$223/mo
Today · 4.125%
HK$7,516
baseline
▲ 0.50% · 4.625%
HK$7,974
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,032/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,868
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,079
−HK$214/mo
Today · 4.125%
HK$8,293
baseline
▲ 0.50% · 4.625%
HK$8,731
+HK$438/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,586/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,489
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,722
−HK$236/mo
Today · 4.125%
HK$7,958
baseline
▲ 0.50% · 4.625%
HK$8,443
+HK$485/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,916/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,331
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,555
−HK$226/mo
Today · 4.125%
HK$8,781
baseline
▲ 0.50% · 4.625%
HK$9,244
+HK$463/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,562/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).