13/F NO. 1 (FLAT C)
in MEI FOO SUN CHUEN PHASE 7 1-3 MOUNT STERLING MALL
Sham Shui Po District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$683K, with repayments around HK$29,807/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,614/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$205,010 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mei Foo Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- NO. 1 (FLAT C)
- Saleable Area
- 624 Saleable ft²
- Gross Area
- 838 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-05 | HK$8.20M | +39.5% 5.7y · 7.0%/yr |
| 2014-06-26 | HK$5.88M | +131.5% |
| 2007-06-22 | HK$2.54M | −35.7% |
| 1997-04-22 | HK$3.95M | +11.3% |
| 1997-03-03 | HK$3.55M | +12.3% |
| 1997-02-25 | HK$3.16M | — |