▼ 0.50% · 3.625%
HK$21,082
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,737
−HK$667/mo
Today · 4.125%
HK$22,404
baseline
▲ 0.50% · 4.625%
HK$23,767
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,808/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,453
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,082
−HK$638/mo
Today · 4.125%
HK$24,720
baseline
▲ 0.50% · 4.625%
HK$26,023
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,440/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,190
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,911
−HK$733/mo
Today · 4.125%
HK$24,644
baseline
▲ 0.50% · 4.625%
HK$26,144
+HK$1,500/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,288/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,799
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,490
−HK$702/mo
Today · 4.125%
HK$27,192
baseline
▲ 0.50% · 4.625%
HK$28,626
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,384/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,298
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,085
−HK$799/mo
Today · 4.125%
HK$26,884
baseline
▲ 0.50% · 4.625%
HK$28,520
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,768/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,144
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,899
−HK$765/mo
Today · 4.125%
HK$29,664
baseline
▲ 0.50% · 4.625%
HK$31,228
+HK$1,564/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,328/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,406
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$866/mo
Today · 4.125%
HK$29,125
baseline
▲ 0.50% · 4.625%
HK$30,897
+HK$1,772/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,250/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,489
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,307
−HK$829/mo
Today · 4.125%
HK$32,136
baseline
▲ 0.50% · 4.625%
HK$33,830
+HK$1,694/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,272/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,514
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,432
−HK$933/mo
Today · 4.125%
HK$31,365
baseline
▲ 0.50% · 4.625%
HK$33,274
+HK$1,909/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,730/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,835
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,715
−HK$893/mo
Today · 4.125%
HK$34,608
baseline
▲ 0.50% · 4.625%
HK$36,433
+HK$1,825/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,216/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,623
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,606
−HK$1,000/mo
Today · 4.125%
HK$33,606
baseline
▲ 0.50% · 4.625%
HK$35,650
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,212/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,180
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,123
−HK$957/mo
Today · 4.125%
HK$37,080
baseline
▲ 0.50% · 4.625%
HK$39,035
+HK$1,955/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,160/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,731
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,780
−HK$1,066/mo
Today · 4.125%
HK$35,846
baseline
▲ 0.50% · 4.625%
HK$38,027
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,692/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,525
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,532
−HK$1,021/mo
Today · 4.125%
HK$39,553
baseline
▲ 0.50% · 4.625%
HK$41,637
+HK$2,084/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,106/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,839
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,954
−HK$1,132/mo
Today · 4.125%
HK$38,086
baseline
▲ 0.50% · 4.625%
HK$40,404
+HK$2,318/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,172/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,870
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,940
−HK$1,085/mo
Today · 4.125%
HK$42,025
baseline
▲ 0.50% · 4.625%
HK$44,240
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,050/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,947
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,127
−HK$1,200/mo
Today · 4.125%
HK$40,327
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,454/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$80,654/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,216
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,348
−HK$1,149/mo
Today · 4.125%
HK$44,497
baseline
▲ 0.50% · 4.625%
HK$46,842
+HK$2,345/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$88,994/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,534 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).