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At today's rate and a 90% mortgage, the deposit on this unit is about HK$251K, with repayments around HK$10,940/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$21,880/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 81 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 220 Saleable ft²
- Gross Area
- 277 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-16 | HK$2.74M | −27.9% 3.5y · −8.0%/yr |
| 2021-10-27 | HK$3.80M | +617.0% 15.9y · 39.0%/yr |
| 2005-11-26 | HK$530K | −65.4% |
| 1997-11-14 | HK$1.53M | +57.7% |
| 1997-05-13 | HK$970K | — |