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At today's rate and a 90% mortgage, the deposit on this unit is about HK$297K, with repayments around HK$12,943/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$297K · loan HK$2.67M · min. income ≈ HK$25,886/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 81 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- E
- Saleable Area
- 259 Saleable ft²
- Gross Area
- 406 ft²
- Efficiency
- 64%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-25 | HK$4.38M | +68.5% 8.3y · 8.0%/yr |
| 2014-01-24 | HK$2.60M | +66.7% |
| 2011-06-13 | HK$1.56M | +0.0% |
| 2010-12-31 | HK$1.56M | +48.6% |
| 2009-07-22 | HK$1.05M | +4.0% |
| 2008-03-12 | HK$1.01M | +5.2% |
| 2007-10-15 | HK$960K | +12.9% |
| 2005-05-27 | HK$850K | +19.7% |
| 2004-12-23 | HK$710K | +1.4% |
| 2004-06-23 | HK$700K | — |