▼ 0.50% · 3.625%
HK$4,324
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$137/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$280/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$131/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$268/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,756
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$151/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$307/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$144/mo
Today · 4.125%
HK$5,577
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,154/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,189
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$164/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,927
−HK$157/mo
Today · 4.125%
HK$6,084
baseline
▲ 0.50% · 4.625%
HK$6,405
+HK$321/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,168/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$178/mo
Today · 4.125%
HK$5,974
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$363/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,948/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$170/mo
Today · 4.125%
HK$6,591
baseline
▲ 0.50% · 4.625%
HK$6,939
+HK$348/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,182/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$191/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,825
+HK$392/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,735
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$183/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,473
+HK$375/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,486
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,688
−HK$205/mo
Today · 4.125%
HK$6,893
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,786/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,216
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,409
−HK$196/mo
Today · 4.125%
HK$7,605
baseline
▲ 0.50% · 4.625%
HK$8,006
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,210/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,918
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,134
−HK$218/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,800
+HK$448/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,697
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,903
−HK$209/mo
Today · 4.125%
HK$8,112
baseline
▲ 0.50% · 4.625%
HK$8,540
+HK$428/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,224/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,351
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,579
−HK$233/mo
Today · 4.125%
HK$7,812
baseline
▲ 0.50% · 4.625%
HK$8,287
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,624/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,178
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,397
−HK$222/mo
Today · 4.125%
HK$8,619
baseline
▲ 0.50% · 4.625%
HK$9,074
+HK$455/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,238/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,783
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,025
−HK$246/mo
Today · 4.125%
HK$8,271
baseline
▲ 0.50% · 4.625%
HK$8,775
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,542/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,659
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,891
−HK$235/mo
Today · 4.125%
HK$9,126
baseline
▲ 0.50% · 4.625%
HK$9,608
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,252/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).