At today's rate and a 90% mortgage, the deposit on this unit is about HK$185K, with repayments around HK$8,055/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,110/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 270 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-04-27 | HK$2.60M | +20.4% 3.1y · 7.0%/yr |
| 2015-04-15 | HK$2.16M | +80.0% |
| 2011-03-18 | HK$1.20M | +12.1% |
| 2010-09-24 | HK$1.07M | +16.3% |
| 2010-08-19 | HK$920K | +13.6% |
| 2009-10-27 | HK$810K | +17.4% |
| 2008-02-06 | HK$690K | +11.3% |
| 2007-11-28 | HK$620K | +26.5% |
| 2007-11-19 | HK$490K | — |