▼ 0.50% · 3.625%
HK$4,293
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$136/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$277/mo
Deposit HK$941K · loan HK$941K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$130/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$265/mo
Deposit HK$941K · loan HK$941K · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,869
−HK$149/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,323
+HK$305/mo
Deposit HK$847K · loan HK$1.04M · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,394
−HK$143/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,829
+HK$292/mo
Deposit HK$847K · loan HK$1.04M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$163/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$333/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,731
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,884
−HK$156/mo
Today · 4.125%
HK$6,040
baseline
▲ 0.50% · 4.625%
HK$6,359
+HK$319/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$12,080/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,754
−HK$176/mo
Today · 4.125%
HK$5,930
baseline
▲ 0.50% · 4.625%
HK$6,291
+HK$361/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$11,860/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,208
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,375
−HK$169/mo
Today · 4.125%
HK$6,544
baseline
▲ 0.50% · 4.625%
HK$6,889
+HK$345/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$13,088/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,010
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,197
−HK$190/mo
Today · 4.125%
HK$6,387
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$388/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$12,774/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,865
−HK$182/mo
Today · 4.125%
HK$7,047
baseline
▲ 0.50% · 4.625%
HK$7,418
+HK$371/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$14,094/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,439
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,639
−HK$204/mo
Today · 4.125%
HK$6,843
baseline
▲ 0.50% · 4.625%
HK$7,259
+HK$416/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$13,686/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,163
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,355
−HK$195/mo
Today · 4.125%
HK$7,550
baseline
▲ 0.50% · 4.625%
HK$7,948
+HK$398/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$15,100/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,868
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,082
−HK$217/mo
Today · 4.125%
HK$7,299
baseline
▲ 0.50% · 4.625%
HK$7,743
+HK$444/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,598/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,641
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,846
−HK$208/mo
Today · 4.125%
HK$8,054
baseline
▲ 0.50% · 4.625%
HK$8,478
+HK$424/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,108/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,298
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,525
−HK$230/mo
Today · 4.125%
HK$7,755
baseline
▲ 0.50% · 4.625%
HK$8,227
+HK$472/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,510/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,118
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,336
−HK$221/mo
Today · 4.125%
HK$8,557
baseline
▲ 0.50% · 4.625%
HK$9,008
+HK$451/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,114/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,727
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,967
−HK$244/mo
Today · 4.125%
HK$8,211
baseline
▲ 0.50% · 4.625%
HK$8,711
+HK$500/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,422/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,596
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,827
−HK$233/mo
Today · 4.125%
HK$9,060
baseline
▲ 0.50% · 4.625%
HK$9,538
+HK$478/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,120/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).