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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,224/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.73M · min. income ≈ HK$26,448/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 240 Saleable ft²
- Gross Area
- 362 ft²
- Efficiency
- 66%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-05-15 | HK$3.68M | −3.2% 4.1y · −1.0%/yr |
| 2019-04-24 | HK$3.80M | +10.1% 1.9y · 5.0%/yr |
| 2017-05-19 | HK$3.45M | +353.9% 9.1y · 25.0%/yr |
| 2005-04-11 | HK$760K | +16.9% |
| 2004-09-30 | HK$650K | — |