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At today's rate and a 90% mortgage, the deposit on this unit is about HK$345K, with repayments around HK$15,033/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$345K · loan HK$3.10M · min. income ≈ HK$30,066/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 62%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-21 | HK$4.58M | +15.1% 3.9y · 4.0%/yr |
| 2017-05-24 | HK$3.98M | +97.0% 5.5y · 18.0%/yr |
| 2011-11-25 | HK$2.02M | +21.0% |
| 2010-05-06 | HK$1.67M | +79.6% |
| 2006-02-15 | HK$930K | −50.5% |
| 1997-09-08 | HK$1.88M | +32.4% |
| 1996-11-21 | HK$1.42M | — |