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At today's rate and a 90% mortgage, the deposit on this unit is about HK$346K, with repayments around HK$15,071/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$346K · loan HK$3.11M · min. income ≈ HK$30,142/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B22
- Saleable Area
- 405 Saleable ft²
- Gross Area
- 446 ft²
- Efficiency
- 91%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-20 | HK$4.45M | +45.9% 5.1y · 9.0%/yr |
| 2016-11-30 | HK$3.05M | +33.2% 3.8y · 9.0%/yr |
| 2013-03-05 | HK$2.29M | +61.3% |
| 2010-07-08 | HK$1.42M | +5.2% |
| 2010-05-26 | HK$1.35M | +17.4% |
| 2009-05-25 | HK$1.15M | +17.3% |
| 2000-02-26 | HK$980K | −20.3% |
| 1997-02-15 | HK$1.23M | — |