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At today's rate and a 90% mortgage, the deposit on this unit is about HK$355K, with repayments around HK$15,467/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$355K · loan HK$3.19M · min. income ≈ HK$30,934/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B20
- Saleable Area
- 405 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 80%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-29 | HK$3.98M | +23.2% 1.5y |
| 2025-01-06 | HK$3.23M | +115.3% 14.4y · 8.0%/yr |
| 2010-08-03 | HK$1.50M | +114.3% |
| 2004-03-31 | HK$700K | +27.3% |
| 2004-01-30 | HK$550K | — |