▼ 0.50% · 3.625%
HK$1,521
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,569
−HK$48/mo
Today · 4.125%
HK$1,617
baseline
▲ 0.50% · 4.625%
HK$1,715
+HK$98/mo
Deposit HK$334K · loan HK$334K · min. income ≈ HK$3,234/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,692
−HK$92/mo
▼ 0.25% · 3.875%
HK$1,738
−HK$46/mo
Today · 4.125%
HK$1,784
baseline
▲ 0.50% · 4.625%
HK$1,878
+HK$94/mo
Deposit HK$334K · loan HK$334K · min. income ≈ HK$3,568/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,673
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,725
−HK$53/mo
Today · 4.125%
HK$1,778
baseline
▲ 0.50% · 4.625%
HK$1,886
+HK$108/mo
Deposit HK$300K · loan HK$367K · min. income ≈ HK$3,556/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,862
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,911
−HK$51/mo
Today · 4.125%
HK$1,962
baseline
▲ 0.50% · 4.625%
HK$2,066
+HK$104/mo
Deposit HK$300K · loan HK$367K · min. income ≈ HK$3,924/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,825
−HK$115/mo
▼ 0.25% · 3.875%
HK$1,882
−HK$58/mo
Today · 4.125%
HK$1,940
baseline
▲ 0.50% · 4.625%
HK$2,058
+HK$118/mo
Deposit HK$267K · loan HK$400K · min. income ≈ HK$3,880/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,031
−HK$110/mo
▼ 0.25% · 3.875%
HK$2,085
−HK$56/mo
Today · 4.125%
HK$2,141
baseline
▲ 0.50% · 4.625%
HK$2,253
+HK$112/mo
Deposit HK$267K · loan HK$400K · min. income ≈ HK$4,282/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,978
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,039
−HK$63/mo
Today · 4.125%
HK$2,102
baseline
▲ 0.50% · 4.625%
HK$2,229
+HK$127/mo
Deposit HK$233K · loan HK$434K · min. income ≈ HK$4,204/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,200
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,259
−HK$60/mo
Today · 4.125%
HK$2,319
baseline
▲ 0.50% · 4.625%
HK$2,441
+HK$122/mo
Deposit HK$233K · loan HK$434K · min. income ≈ HK$4,638/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,130
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,196
−HK$67/mo
Today · 4.125%
HK$2,263
baseline
▲ 0.50% · 4.625%
HK$2,401
+HK$138/mo
Deposit HK$200K · loan HK$467K · min. income ≈ HK$4,526/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,369
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,433
−HK$64/mo
Today · 4.125%
HK$2,497
baseline
▲ 0.50% · 4.625%
HK$2,629
+HK$132/mo
Deposit HK$200K · loan HK$467K · min. income ≈ HK$4,994/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,282
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,353
−HK$72/mo
Today · 4.125%
HK$2,425
baseline
▲ 0.50% · 4.625%
HK$2,572
+HK$147/mo
Deposit HK$167K · loan HK$500K · min. income ≈ HK$4,850/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,538
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,607
−HK$69/mo
Today · 4.125%
HK$2,676
baseline
▲ 0.50% · 4.625%
HK$2,817
+HK$141/mo
Deposit HK$167K · loan HK$500K · min. income ≈ HK$5,352/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,434
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,510
−HK$77/mo
Today · 4.125%
HK$2,587
baseline
▲ 0.50% · 4.625%
HK$2,744
+HK$157/mo
Deposit HK$133K · loan HK$534K · min. income ≈ HK$5,174/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,708
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,780
−HK$74/mo
Today · 4.125%
HK$2,854
baseline
▲ 0.50% · 4.625%
HK$3,004
+HK$150/mo
Deposit HK$133K · loan HK$534K · min. income ≈ HK$5,708/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,586
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,666
−HK$82/mo
Today · 4.125%
HK$2,748
baseline
▲ 0.50% · 4.625%
HK$2,915
+HK$167/mo
Deposit HK$100K · loan HK$567K · min. income ≈ HK$5,496/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,877
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$78/mo
Today · 4.125%
HK$3,032
baseline
▲ 0.50% · 4.625%
HK$3,192
+HK$160/mo
Deposit HK$100K · loan HK$567K · min. income ≈ HK$6,064/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,738
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,823
−HK$87/mo
Today · 4.125%
HK$2,910
baseline
▲ 0.50% · 4.625%
HK$3,087
+HK$177/mo
Deposit HK$67K · loan HK$600K · min. income ≈ HK$5,820/mo (50% DSR)
Upfront cash ≈ HK$67K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,046
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,128
−HK$83/mo
Today · 4.125%
HK$3,211
baseline
▲ 0.50% · 4.625%
HK$3,380
+HK$169/mo
Deposit HK$67K · loan HK$600K · min. income ≈ HK$6,422/mo (50% DSR)
Upfront cash ≈ HK$67K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).