▼ 0.50% · 3.625%
HK$1,793
−HK$113/mo
▼ 0.25% · 3.875%
HK$1,849
−HK$57/mo
Today · 4.125%
HK$1,906
baseline
▲ 0.50% · 4.625%
HK$2,022
+HK$116/mo
Deposit HK$393K · loan HK$393K · min. income ≈ HK$3,812/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,995
−HK$108/mo
▼ 0.25% · 3.875%
HK$2,049
−HK$54/mo
Today · 4.125%
HK$2,103
baseline
▲ 0.50% · 4.625%
HK$2,214
+HK$111/mo
Deposit HK$393K · loan HK$393K · min. income ≈ HK$4,206/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,973
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,034
−HK$62/mo
Today · 4.125%
HK$2,096
baseline
▲ 0.50% · 4.625%
HK$2,224
+HK$128/mo
Deposit HK$354K · loan HK$433K · min. income ≈ HK$4,192/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,195
−HK$118/mo
▼ 0.25% · 3.875%
HK$2,253
−HK$60/mo
Today · 4.125%
HK$2,313
baseline
▲ 0.50% · 4.625%
HK$2,435
+HK$122/mo
Deposit HK$354K · loan HK$433K · min. income ≈ HK$4,626/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,152
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,219
−HK$68/mo
Today · 4.125%
HK$2,287
baseline
▲ 0.50% · 4.625%
HK$2,426
+HK$139/mo
Deposit HK$315K · loan HK$472K · min. income ≈ HK$4,574/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,394
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,458
−HK$65/mo
Today · 4.125%
HK$2,523
baseline
▲ 0.50% · 4.625%
HK$2,656
+HK$133/mo
Deposit HK$315K · loan HK$472K · min. income ≈ HK$5,046/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,331
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,404
−HK$74/mo
Today · 4.125%
HK$2,478
baseline
▲ 0.50% · 4.625%
HK$2,628
+HK$150/mo
Deposit HK$275K · loan HK$511K · min. income ≈ HK$4,956/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,594
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,663
−HK$71/mo
Today · 4.125%
HK$2,734
baseline
▲ 0.50% · 4.625%
HK$2,878
+HK$144/mo
Deposit HK$275K · loan HK$511K · min. income ≈ HK$5,468/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,511
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,589
−HK$79/mo
Today · 4.125%
HK$2,668
baseline
▲ 0.50% · 4.625%
HK$2,830
+HK$162/mo
Deposit HK$236K · loan HK$551K · min. income ≈ HK$5,336/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,793
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,868
−HK$76/mo
Today · 4.125%
HK$2,944
baseline
▲ 0.50% · 4.625%
HK$3,099
+HK$155/mo
Deposit HK$236K · loan HK$551K · min. income ≈ HK$5,888/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,690
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,774
−HK$85/mo
Today · 4.125%
HK$2,859
baseline
▲ 0.50% · 4.625%
HK$3,033
+HK$174/mo
Deposit HK$197K · loan HK$590K · min. income ≈ HK$5,718/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,993
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,073
−HK$81/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,321
+HK$167/mo
Deposit HK$197K · loan HK$590K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,869
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$90/mo
Today · 4.125%
HK$3,049
baseline
▲ 0.50% · 4.625%
HK$3,235
+HK$186/mo
Deposit HK$157K · loan HK$629K · min. income ≈ HK$6,098/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,192
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,278
−HK$87/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,542
+HK$177/mo
Deposit HK$157K · loan HK$629K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,049
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,144
−HK$96/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,437
+HK$197/mo
Deposit HK$118K · loan HK$668K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,392
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,483
−HK$92/mo
Today · 4.125%
HK$3,575
baseline
▲ 0.50% · 4.625%
HK$3,763
+HK$188/mo
Deposit HK$118K · loan HK$668K · min. income ≈ HK$7,150/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,228
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,328
−HK$102/mo
Today · 4.125%
HK$3,430
baseline
▲ 0.50% · 4.625%
HK$3,639
+HK$209/mo
Deposit HK$79K · loan HK$708K · min. income ≈ HK$6,860/mo (50% DSR)
Upfront cash ≈ HK$79K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,591
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$98/mo
Today · 4.125%
HK$3,785
baseline
▲ 0.50% · 4.625%
HK$3,985
+HK$200/mo
Deposit HK$79K · loan HK$708K · min. income ≈ HK$7,570/mo (50% DSR)
Upfront cash ≈ HK$79K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).