▼ 0.50% · 3.625%
HK$18,952
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,542
−HK$599/mo
Today · 4.125%
HK$20,141
baseline
▲ 0.50% · 4.625%
HK$21,366
+HK$1,225/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,282/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,084
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,649
−HK$574/mo
Today · 4.125%
HK$22,223
baseline
▲ 0.50% · 4.625%
HK$23,395
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,446/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,847
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,496
−HK$659/mo
Today · 4.125%
HK$22,155
baseline
▲ 0.50% · 4.625%
HK$23,503
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,310/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,192
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,814
−HK$631/mo
Today · 4.125%
HK$24,445
baseline
▲ 0.50% · 4.625%
HK$25,734
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,890/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,743
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,450
−HK$719/mo
Today · 4.125%
HK$24,169
baseline
▲ 0.50% · 4.625%
HK$25,639
+HK$1,470/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$48,338/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,301
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,979
−HK$689/mo
Today · 4.125%
HK$26,668
baseline
▲ 0.50% · 4.625%
HK$28,073
+HK$1,405/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$53,336/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,638
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,404
−HK$779/mo
Today · 4.125%
HK$26,183
baseline
▲ 0.50% · 4.625%
HK$27,776
+HK$1,593/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,366/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,409
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,144
−HK$746/mo
Today · 4.125%
HK$28,890
baseline
▲ 0.50% · 4.625%
HK$30,413
+HK$1,523/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,780/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$839/mo
Today · 4.125%
HK$28,197
baseline
▲ 0.50% · 4.625%
HK$29,912
+HK$1,715/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,394/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,309
−HK$803/mo
Today · 4.125%
HK$31,112
baseline
▲ 0.50% · 4.625%
HK$32,752
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,224/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,428
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,312
−HK$899/mo
Today · 4.125%
HK$30,211
baseline
▲ 0.50% · 4.625%
HK$32,049
+HK$1,838/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,422/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,626
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,474
−HK$861/mo
Today · 4.125%
HK$33,335
baseline
▲ 0.50% · 4.625%
HK$35,092
+HK$1,757/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,670/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,323
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,267
−HK$958/mo
Today · 4.125%
HK$32,225
baseline
▲ 0.50% · 4.625%
HK$34,186
+HK$1,961/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,450/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,734
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,639
−HK$918/mo
Today · 4.125%
HK$35,557
baseline
▲ 0.50% · 4.625%
HK$37,431
+HK$1,874/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,114/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,219
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,221
−HK$1,018/mo
Today · 4.125%
HK$34,239
baseline
▲ 0.50% · 4.625%
HK$36,322
+HK$2,083/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,478/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$975/mo
Today · 4.125%
HK$37,779
baseline
▲ 0.50% · 4.625%
HK$39,771
+HK$1,992/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,558/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,114
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,175
−HK$1,078/mo
Today · 4.125%
HK$36,253
baseline
▲ 0.50% · 4.625%
HK$38,459
+HK$2,206/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,506/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,951
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,969
−HK$1,033/mo
Today · 4.125%
HK$40,002
baseline
▲ 0.50% · 4.625%
HK$42,110
+HK$2,108/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$80,004/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).