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At today's rate and a 90% mortgage, the deposit on this unit is about HK$791K, with repayments around HK$34,494/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$68,988/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,245 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Lai Chi Kok Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 43/F
- Flat
- E
- Saleable Area
- 468 Saleable ft²
- Gross Area
- 628 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-28 | HK$7.32M | −8.5% 4.9y · −2.0%/yr |
| 2020-02-28 | HK$8.00M | +18.0% 3.3y · 5.0%/yr |
| 2016-11-25 | HK$6.78M | +70.4% 5.8y · 12.0%/yr |
| 2011-02-18 | HK$3.98M | +26.3% |
| 2009-12-09 | HK$3.15M | +92.1% |
| 2002-10-02 | HK$1.64M | — |