20/F S5

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Floor

5/F N10 268 ft² 5/F N5 244 ft² 5/F N9 310 ft² 5/F S10 259 ft² 5/F S7 175 ft² 5/F S9 356 ft² 6/F N3 281 ft² 6/F N10 268 ft² 6/F N1 280 ft² 6/F N5 282 ft² 6/F N6 538 ft² 6/F N8 611 ft² 6/F N9 348 ft² 6/F S10 259 ft² 6/F S2 365 ft² 6/F S3 377 ft² 6/F S5 421 ft² 6/F S7 213 ft² 6/F S8 390 ft² 6/F S9 356 ft² 7/F N10 267 ft² 7/F N1 280 ft² 7/F N3 281 ft² 7/F N5 282 ft² 7/F N6 538 ft² 7/F N9 348 ft² 7/F S10 259 ft² 7/F S2 365 ft² 7/F S3 377 ft² 7/F S5 421 ft² 7/F S7 213 ft² 7/F S8 390 ft² 7/F S9 356 ft² 8/F N10 267 ft² 8/F N1 280 ft² 8/F N3 281 ft² 8/F N5 282 ft² 8/F N6 538 ft² 8/F N9 348 ft² 8/F S10 259 ft² 8/F S2 365 ft² 8/F S3 377 ft² 8/F S5 421 ft² 8/F S7 213 ft² 8/F S8 390 ft² 8/F S9 356 ft² 9/F N10 267 ft² 9/F N1 280 ft² 9/F N3 281 ft² 9/F N5 282 ft² 9/F N6 538 ft² 9/F N9 348 ft² 9/F S10 259 ft² 9/F S2 365 ft² 9/F S3 377 ft² 9/F S5 421 ft² 9/F S7 213 ft² 9/F S8 390 ft² 9/F S9 356 ft² 10/F N10 267 ft² 10/F N1 280 ft² 10/F N3 281 ft² 10/F N5 282 ft² 10/F N6 538 ft² 10/F N8 611 ft² 10/F N9 348 ft² 10/F S10 259 ft² 10/F S2 365 ft² 10/F S3 377 ft² 10/F S5 421 ft² 10/F S7 213 ft² 10/F S8 390 ft² 10/F S9 356 ft² 11/F N10 268 ft² 11/F N1 280 ft² 11/F N3 281 ft² 11/F N5 282 ft² 11/F N6 538 ft² 11/F N9 348 ft² 11/F S10 259 ft² 11/F S2 365 ft² 11/F S3 377 ft² 11/F S5 421 ft² 11/F S7 213 ft² 11/F S8 390 ft² 11/F S9 356 ft² 12/F N10 267 ft² 12/F N1 280 ft² 12/F N3 281 ft² 12/F N5 282 ft² 12/F N6 538 ft² 12/F N8 611 ft² 12/F N9 348 ft² 12/F S10 259 ft² 12/F S2 365 ft² 12/F S3 377 ft² 12/F S5 421 ft² 12/F S7 213 ft² 12/F S8 390 ft² 12/F S9 356 ft² 15/F N10 267 ft² 15/F N1 280 ft² 15/F N3 281 ft² 15/F N5 282 ft² 15/F N6 538 ft² 15/F N8 611 ft² 15/F N9 348 ft² 15/F S10 259 ft² 15/F S2 365 ft² 15/F S3 377 ft² 15/F S5 421 ft² 15/F S7 213 ft² 15/F S8 390 ft² 15/F S9 356 ft² 16/F S7 213 ft² 16/F N10 267 ft² 16/F N1 280 ft² 16/F N3 281 ft² 16/F N5 282 ft² 16/F N6 538 ft² 16/F N7 399 ft² 16/F N8 611 ft² 16/F N9 348 ft² 16/F S10 259 ft² 16/F S2 365 ft² 16/F S3 377 ft² 16/F S5 421 ft² 16/F S9 356 ft² 17/F S10 259 ft² 17/F S7 213 ft² 17/F N10 268 ft² 17/F N1 280 ft² 17/F N3 281 ft² 17/F N5 282 ft² 17/F N6 538 ft² 17/F N8 611 ft² 17/F N9 348 ft² 17/F S2 365 ft² 17/F S3 377 ft² 17/F S5 421 ft² 17/F S8 390 ft² 17/F S9 356 ft² 18/F N10 267 ft² 18/F N5 282 ft² 18/F N6 538 ft² 18/F N9 348 ft² 18/F S10 259 ft² 18/F S2 365 ft² 18/F S3 377 ft² 18/F S5 421 ft² 18/F S7 213 ft² 18/F S8 390 ft² 18/F S9 356 ft² 19/F N10 267 ft² 19/F N1 280 ft² 19/F N3 281 ft² 19/F N5 282 ft² 19/F N6 538 ft² 19/F N8 611 ft² 19/F N9 348 ft² 19/F S10 259 ft² 19/F S2 365 ft² 19/F S3 377 ft² 19/F S5 421 ft² 19/F S7 213 ft² 19/F S8 390 ft² 19/F S9 356 ft² 20/F N10 267 ft² 20/F N3 281 ft² 20/F N5 282 ft² 20/F N6 538 ft² 20/F N8 611 ft² 20/F N9 348 ft² 20/F S10 259 ft² 20/F S2 365 ft² 20/F S5 421 ft² 20/F S7 213 ft² 20/F S8 390 ft² 20/F S9 356 ft² 21/F N10 268 ft² 21/F N1 280 ft² 21/F N3 281 ft² 21/F N6 538 ft² 21/F N8 611 ft² 21/F N9 348 ft² 21/F S10 259 ft² 21/F S2 365 ft² 21/F S3 377 ft² 21/F S5 421 ft² 21/F S7 213 ft² 21/F S8 390 ft² 21/F S9 356 ft² 22/F N10 267 ft² 22/F N1 280 ft² 22/F N5 282 ft² 22/F N6 538 ft² 22/F N9 348 ft² 22/F S10 259 ft² 22/F S2 365 ft² 22/F S3 377 ft² 22/F S5 421 ft² 22/F S7 213 ft² 22/F S8 390 ft² 22/F S9 356 ft² 23/F N10 267 ft² 23/F N1 280 ft² 23/F N5 282 ft² 23/F N9 348 ft² 23/F S10 259 ft² 23/F S2 365 ft² 23/F S7 213 ft² 23/F S8 390 ft² 23/F S9 356 ft² 25/F N5 282 ft² 25/F N9 348 ft² 25/F S10 259 ft² 25/F S2 365 ft² 25/F S7 213 ft² 25/F S8 390 ft² 25/F S9 356 ft² 26/F N10 267 ft² 26/F N5 282 ft² 26/F N9 348 ft² 26/F S7 213 ft² 26/F S8 390 ft² 26/F S9 356 ft² 27/F N10 268 ft² 27/F N6 538 ft² 27/F N9 348 ft² 27/F S10 259 ft² 27/F S7 213 ft² 27/F S8 390 ft² 27/F S9 356 ft²

Crescira AVM · estimated value ● Medium confidence

HK$9.79M

≈ HK$23,263 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$979K, with repayments around HK$42,718/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$40,197

−HK$2,521/mo

▼ 0.25% · 3.875%

HK$41,448

−HK$1,270/mo

Today · 4.125%

HK$42,718

baseline

▲ 0.50% · 4.625%

HK$45,317

+HK$2,599/mo

Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,436/mo (50% DSR)

Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,354 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: S5
Saleable Area: 421 ft²
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-12-12	HK$11.38M	—	HK$27,021	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sham Shui Po

≈ 7 min walk · 487 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (18 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sham Shui Po Station (a rail station within an 8-min walk earns this label).

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 71 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com