▼ 0.50% · 3.625%
HK$19,170
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,766
−HK$606/mo
Today · 4.125%
HK$20,372
baseline
▲ 0.50% · 4.625%
HK$21,612
+HK$1,240/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,744/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,326
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,898
−HK$581/mo
Today · 4.125%
HK$22,479
baseline
▲ 0.50% · 4.625%
HK$23,663
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,958/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,087
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,743
−HK$666/mo
Today · 4.125%
HK$22,409
baseline
▲ 0.50% · 4.625%
HK$23,773
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,818/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,459
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,088
−HK$638/mo
Today · 4.125%
HK$24,726
baseline
▲ 0.50% · 4.625%
HK$26,030
+HK$1,304/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,452/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$727/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,934
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,278
−HK$696/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,396
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,921
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,696
−HK$788/mo
Today · 4.125%
HK$26,484
baseline
▲ 0.50% · 4.625%
HK$28,095
+HK$1,611/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,968/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,724
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,468
−HK$754/mo
Today · 4.125%
HK$29,222
baseline
▲ 0.50% · 4.625%
HK$30,762
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,444/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,838
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,673
−HK$848/mo
Today · 4.125%
HK$28,521
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,735/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,042/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,857
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,658
−HK$812/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,129
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,755
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,649
−HK$909/mo
Today · 4.125%
HK$30,558
baseline
▲ 0.50% · 4.625%
HK$32,417
+HK$1,859/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,116/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,989
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,847
−HK$871/mo
Today · 4.125%
HK$33,718
baseline
▲ 0.50% · 4.625%
HK$35,495
+HK$1,777/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,436/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,626
−HK$969/mo
Today · 4.125%
HK$32,595
baseline
▲ 0.50% · 4.625%
HK$34,579
+HK$1,984/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,190/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,122
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,037
−HK$929/mo
Today · 4.125%
HK$35,966
baseline
▲ 0.50% · 4.625%
HK$37,861
+HK$1,895/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,932/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,589
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,603
−HK$1,029/mo
Today · 4.125%
HK$34,632
baseline
▲ 0.50% · 4.625%
HK$36,740
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,264/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,255
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,227
−HK$986/mo
Today · 4.125%
HK$38,213
baseline
▲ 0.50% · 4.625%
HK$40,228
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,426/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,506
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,579
−HK$1,091/mo
Today · 4.125%
HK$36,670
baseline
▲ 0.50% · 4.625%
HK$38,901
+HK$2,231/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,340/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,417
−HK$1,044/mo
Today · 4.125%
HK$40,461
baseline
▲ 0.50% · 4.625%
HK$42,594
+HK$2,133/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,922/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,208 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).