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At today's rate and a 90% mortgage, the deposit on this unit is about HK$471K, with repayments around HK$20,523/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$471K · loan HK$4.23M · min. income ≈ HK$41,046/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$88,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- B
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 458 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-30 | HK$5.98M | +49.5% 3.3y · 15.0%/yr |
| 2016-03-03 | HK$4.00M | +11.1% 3.0y · 4.0%/yr |
| 2013-02-25 | HK$3.60M | +168.7% |
| 2005-04-20 | HK$1.34M | −7.6% |
| 2001-09-07 | HK$1.45M | — |