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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,507/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,014/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- E
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 458 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-30 | HK$6.10M | +12.3% 3.2y · 4.0%/yr |
| 2018-02-26 | HK$5.43M | +98.2% 5.9y · 17.0%/yr |
| 2012-03-20 | HK$2.74M | +63.1% |
| 2008-08-27 | HK$1.68M | +25.4% |
| 2001-08-09 | HK$1.34M | — |