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At today's rate and a 90% mortgage, the deposit on this unit is about HK$444K, with repayments around HK$19,355/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$38,710/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,561 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 272 Saleable ft²
- Gross Area
- 365 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-14 | HK$3.95M | −19.1% 4.2y · −4.0%/yr |
| 2021-01-28 | HK$4.88M | +9.7% 3.3y · 3.0%/yr |
| 2017-10-27 | HK$4.45M | +26.1% 3.2y · 8.0%/yr |
| 2014-09-15 | HK$3.53M | +47.1% |
| 2011-05-18 | HK$2.40M | — |