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At today's rate and a 90% mortgage, the deposit on this unit is about HK$476K, with repayments around HK$20,754/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$476K · loan HK$4.28M · min. income ≈ HK$41,508/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$93,306 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 396 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-17 | HK$3.97M | −24.1% 4.0y · −6.0%/yr |
| 2021-05-20 | HK$5.23M | +18.9% 4.5y · 4.0%/yr |
| 2016-11-02 | HK$4.40M | +26.4% 3.0y · 9.0%/yr |
| 2013-10-10 | HK$3.48M | +30.8% |
| 2011-05-27 | HK$2.66M | — |