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At today's rate and a 90% mortgage, the deposit on this unit is about HK$788K, with repayments around HK$34,379/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,758/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,455 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Lai Chi Kok Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 88 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- A
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 606 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-16 | HK$7.83M | −4.3% 4.3y · −1.0%/yr |
| 2019-12-31 | HK$8.18M | +124.7% 9.1y · 14.0%/yr |
| 2010-11-10 | HK$3.64M | +45.6% |
| 2008-12-31 | HK$2.50M | −2.7% |
| 2005-09-22 | HK$2.57M | +8.0% |
| 2005-04-19 | HK$2.38M | +36.0% |
| 2003-10-17 | HK$1.75M | — |