▼ 0.50% · 3.625%
HK$18,771
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,354
−HK$594/mo
Today · 4.125%
HK$19,948
baseline
▲ 0.50% · 4.625%
HK$21,161
+HK$1,213/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,896/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,882
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,442
−HK$568/mo
Today · 4.125%
HK$22,010
baseline
▲ 0.50% · 4.625%
HK$23,170
+HK$1,160/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,020/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,648
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,290
−HK$652/mo
Today · 4.125%
HK$21,942
baseline
▲ 0.50% · 4.625%
HK$23,278
+HK$1,336/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$43,884/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,970
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,586
−HK$625/mo
Today · 4.125%
HK$24,211
baseline
▲ 0.50% · 4.625%
HK$25,488
+HK$1,277/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$48,422/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,525
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,225
−HK$712/mo
Today · 4.125%
HK$23,937
baseline
▲ 0.50% · 4.625%
HK$25,394
+HK$1,457/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,874/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,059
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,731
−HK$681/mo
Today · 4.125%
HK$26,412
baseline
▲ 0.50% · 4.625%
HK$27,805
+HK$1,393/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,824/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,402
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,161
−HK$771/mo
Today · 4.125%
HK$25,932
baseline
▲ 0.50% · 4.625%
HK$27,510
+HK$1,578/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,864/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,147
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,875
−HK$738/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,122
+HK$1,509/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,279
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,096
−HK$831/mo
Today · 4.125%
HK$27,927
baseline
▲ 0.50% · 4.625%
HK$29,626
+HK$1,699/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,854/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,235
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,019
−HK$795/mo
Today · 4.125%
HK$30,814
baseline
▲ 0.50% · 4.625%
HK$32,439
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,628/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,156
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,032
−HK$890/mo
Today · 4.125%
HK$29,922
baseline
▲ 0.50% · 4.625%
HK$31,742
+HK$1,820/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,844/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,323
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,163
−HK$852/mo
Today · 4.125%
HK$33,015
baseline
▲ 0.50% · 4.625%
HK$34,756
+HK$1,741/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$66,030/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,033
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,967
−HK$949/mo
Today · 4.125%
HK$31,916
baseline
▲ 0.50% · 4.625%
HK$33,858
+HK$1,942/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,832/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,411
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,307
−HK$909/mo
Today · 4.125%
HK$35,216
baseline
▲ 0.50% · 4.625%
HK$37,073
+HK$1,857/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,432/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,910
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,903
−HK$1,008/mo
Today · 4.125%
HK$33,911
baseline
▲ 0.50% · 4.625%
HK$35,974
+HK$2,063/mo
Deposit HK$1.23M · loan HK$7.00M · min. income ≈ HK$67,822/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,500
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,452
−HK$965/mo
Today · 4.125%
HK$37,417
baseline
▲ 0.50% · 4.625%
HK$39,390
+HK$1,973/mo
Deposit HK$1.23M · loan HK$7.00M · min. income ≈ HK$74,834/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,787
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,838
−HK$1,068/mo
Today · 4.125%
HK$35,906
baseline
▲ 0.50% · 4.625%
HK$38,091
+HK$2,185/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,812/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,588
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,596
−HK$1,023/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$41,707
+HK$2,088/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).