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Crescira AVM · estimated value ● Medium confidence
HK$388.61M
≈ HK$46,252 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$116.58M, with repayments around HK$1,318,381/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$1,240,586
−HK$77,795/mo
▼ 0.25% · 3.875%
HK$1,279,175
−HK$39,206/mo
Today · 4.125%
HK$1,318,381
baseline
▲ 0.50% · 4.625%
HK$1,398,602
+HK$80,221/mo

Deposit HK$116.58M · loan HK$272.03M · min. income ≈ HK$2,636,762/mo (50% DSR)

Upfront cash ≈ HK$141.84M (deposit + AVD stamp duty HK$25,259,713 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
PENTHOUSE
Saleable Area
8,402 ft²
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2025-10-13 HK$600.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 13 min walk · 974 m
Education
23
schools within 1 km (8 within 500 m)
Daily convenience
10
within 1 km (1 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building