▼ 0.50% · 3.625%
HK$17,093
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,624
−HK$541/mo
Today · 4.125%
HK$18,165
baseline
▲ 0.50% · 4.625%
HK$19,270
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,330/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,015
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,525
−HK$518/mo
Today · 4.125%
HK$20,043
baseline
▲ 0.50% · 4.625%
HK$21,099
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,086/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,802
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,387
−HK$594/mo
Today · 4.125%
HK$19,981
baseline
▲ 0.50% · 4.625%
HK$21,197
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,962/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,917
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,478
−HK$569/mo
Today · 4.125%
HK$22,047
baseline
▲ 0.50% · 4.625%
HK$23,209
+HK$1,162/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,094/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,511
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,149
−HK$648/mo
Today · 4.125%
HK$21,797
baseline
▲ 0.50% · 4.625%
HK$23,124
+HK$1,327/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,594/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,818
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,430
−HK$621/mo
Today · 4.125%
HK$24,051
baseline
▲ 0.50% · 4.625%
HK$25,319
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,102/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,220
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,912
−HK$702/mo
Today · 4.125%
HK$23,614
baseline
▲ 0.50% · 4.625%
HK$25,051
+HK$1,437/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,228/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,383
−HK$673/mo
Today · 4.125%
HK$26,056
baseline
▲ 0.50% · 4.625%
HK$27,429
+HK$1,373/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,112/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,930
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,674
−HK$756/mo
Today · 4.125%
HK$25,430
baseline
▲ 0.50% · 4.625%
HK$26,978
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,860/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,622
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,336
−HK$724/mo
Today · 4.125%
HK$28,060
baseline
▲ 0.50% · 4.625%
HK$29,539
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,120/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,639
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,436
−HK$811/mo
Today · 4.125%
HK$27,247
baseline
▲ 0.50% · 4.625%
HK$28,905
+HK$1,658/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,494/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,523
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,288
−HK$776/mo
Today · 4.125%
HK$30,064
baseline
▲ 0.50% · 4.625%
HK$31,649
+HK$1,585/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,128/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,348
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,199
−HK$864/mo
Today · 4.125%
HK$29,063
baseline
▲ 0.50% · 4.625%
HK$30,832
+HK$1,769/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,126/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,425
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,241
−HK$827/mo
Today · 4.125%
HK$32,068
baseline
▲ 0.50% · 4.625%
HK$33,759
+HK$1,691/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,057
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,961
−HK$919/mo
Today · 4.125%
HK$30,880
baseline
▲ 0.50% · 4.625%
HK$32,759
+HK$1,879/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,760/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,326
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,193
−HK$880/mo
Today · 4.125%
HK$34,073
baseline
▲ 0.50% · 4.625%
HK$35,869
+HK$1,796/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,146/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,767
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,724
−HK$972/mo
Today · 4.125%
HK$32,696
baseline
▲ 0.50% · 4.625%
HK$34,686
+HK$1,990/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,392/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,228
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,146
−HK$931/mo
Today · 4.125%
HK$36,077
baseline
▲ 0.50% · 4.625%
HK$37,979
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,154/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,878 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).